Some of your Questions:

Q. How much does it cost to refinance?

The overall cost to refinance varies from state to state and by the lender. Common charges to expect are the mortgage application fee, home appraisal charges, loan origination fees, a documents preparation fee, a title search fee, a recording fee, an inspection fee, potential attorney fees, and a survey fee. Of course, the savings from paying down points depends upon whether the owner can stay in the home for at least five years. Make an informed decision on whether the savings recouped from a mortgage refinancing justifies the costs. Knowing each fee and negotiating with the lender can spell the difference between overpaying or saving cash. If you are considering a refinance, please contact one of our team members to answer any questions.

Q. How much house can I afford?

The best way to determine how much house you can afford is to use our mortgage calculator to find a monthly amount that fits within your budget. It is important to have a level of comfort in understanding your monthly mortgage payments. Contact one of our team members to answer any questions.